Last updated: 23 February 2026 · Nesto Mortgages Ltd
This website is operated by Nesto Mortgages Ltd, a company registered in England and Wales under company number 14964264. Our registered office is at Grove Chambers, Basecamp, 36 Green Lane, Wilmslow, England, SK9 1LD.
References to "Nesto", "we", "us" or "our" in these terms refer to Nesto Mortgages Ltd.
Nesto Mortgages Ltd is not authorised or regulated by the Financial Conduct Authority (FCA). We act solely as an introducer, connecting consumers with independent, FCA-regulated financial advisers and brokers.
By accessing or using the Nesto website (nesto.co.uk) or any of our services, you confirm that you have read, understood, and agree to be bound by these Terms of Use, together with our Privacy Policy.
If you do not agree to these terms, you must not use our website or services. We recommend you print or save a copy of these terms for future reference.
Nesto provides a free online introduction service that connects individuals in the United Kingdom with independent, FCA-regulated financial advisers, mortgage brokers, and other financial specialists (collectively "Advisers").
Our service is limited to:
Our service does not include providing, arranging, or advising on any financial product, insurance policy, loan, mortgage, or investment. Any advice, recommendation, or financial product arranged will be provided entirely by the independent Adviser, not by Nesto.
We receive an introducer fee from Advisers for successful introductions. This fee is paid by the Adviser and does not affect the price you pay for any financial product or service.
Nothing on this website or in any communication from Nesto constitutes financial advice, a recommendation, or an endorsement of any financial product, service, or provider.
All content on this website is provided for general information purposes only. It does not take into account your personal financial circumstances, needs, or objectives. You should always seek independent, regulated financial advice before making any financial decision.
Nesto is not responsible for any financial decisions you make, whether or not those decisions follow an introduction through our service.
To use our service, you must:
By using our service, you confirm that you meet all of the above eligibility requirements.
When using our service, you agree to:
We reserve the right to refuse, suspend, or terminate your access to our service at any time if we reasonably believe you have breached these obligations.
The Advisers introduced through our service are independent third parties. They are not employees, agents, or representatives of Nesto Mortgages Ltd. Each Adviser operates under their own terms of business, regulatory permissions, and professional obligations.
Nesto accepts no responsibility or liability whatsoever for:
Before proceeding with any Adviser, you should verify their FCA authorisation at register.fca.org.uk. You should also review and agree to their own terms of business before engaging their services.
Any complaint about an Adviser's conduct should be directed to the Adviser directly, and if unresolved, to the Financial Ombudsman Service at financial-ombudsman.org.uk.
To the fullest extent permitted by applicable law:
Nothing in these terms limits or excludes our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded by law.
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Nesto Mortgages Ltd or its content suppliers and is protected by United Kingdom and international copyright and intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this website without our prior written consent, except for personal, non-commercial use.
We do not guarantee that our website will be available at all times. We may suspend, withdraw, or restrict access to all or part of our website for business or operational reasons. We will not be liable to you if, for any reason, our website is unavailable at any time or for any period.
Our website may contain links to third party websites. These links are provided for your convenience only. We have no control over the content of those websites and accept no responsibility or liability for them or for any loss or damage that may arise from your use of them.
You agree to indemnify, defend, and hold harmless Nesto Mortgages Ltd, its directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in connection with your use of our service, your breach of these terms, or your violation of any law or the rights of any third party.
These terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales. You agree to submit to the exclusive jurisdiction of the courts of England and Wales.
We reserve the right to amend these terms at any time. Any changes will be posted on this page with an updated revision date. Your continued use of our website following the posting of changes constitutes your acceptance of those changes. We encourage you to review these terms periodically.
If you have any questions about these Terms of Use, please contact us:
Nesto Mortgages Ltd
Grove Chambers, Basecamp, 36 Green Lane
Wilmslow, England, SK9 1LD
Company number: 14964264
Email: contact@nesto.co.uk